SteelBridge Music Association Event Liability Insurance Program Exclusions
The following exclusions are contained in the commercial general liability coverage provided by this program.
Commercial General Liability Standard Exclusions (CG0001 04/13 edition)
Additional Exclusions: Asbestos Liability; Lead; Employment –related practices; Fungi or bacteria; Fireworks; Nuclear energy liability; Abuse, molestation, harassment or sexual conduct
Sports/ Leisure/ Entertainment Exclusions: Aircraft/hot air balloon; The ownership, maintenance, use, loading, or unloading of an flying craft or vehicle, including, but not limited to, any aircraft, hot air balloon, glider, parachute, helicopter, missile or spacecraft; Amusement devices (the ownership, operation, maintenance or use of any mechanical or non-mechanical ride, slide, water slide, any inflatable recreation device, any bungee operation or equipment, any vertical device or equipment used for climbing either permanently affixed or temporarily erected, or dunk tank. Amusement device does not include any video arcade or computer games or structures that are designed to bounce on, slide on, ride on, or tunnel through); Animals (injury or death to any animal, or injury, death or property damage caused by an animal owned, rented or hired by you); Haunted attractions (the ownership, operation, maintenance or use of any haunted attractions); Rodeos (any rodeo activity, including, but not limited to, bronco or bull riding, steer roping, team roping, barrel racing or horseback riding); Saddle animals (the ownership, operation, maintenance, use, loading or unloading of any saddle animal, including but not limited to, riding on any saddle animal or riding on an vehicle which is drawn or powered by any animal); Snowmobile (the ownership, operation, maintenance, use, loading or unloading or any snowmobile)
Designated Operations Exclusion: E-commerce consulting; Events at multiple locations; Events held outside the US; Any event with attendance great than 20,000 unless reported and approved by the program administrator; Operations of concessionaires, exhibitors and/or vendors at your event; Petting Zoos; Overnight Camping (unless optional coverage is purchased); Room and board liability; Violation of statutes that govern e-mails, faxes, phone calls or other methods or sending materials or information; Those activities listed as ineligible: Activist rallies, marches or protests; Airshows; Animal Obedience Training; Any event involving Athletic events and competitions; Balloon Festivals; Bonfires; Christmas Tree Lots/Sales; Cinematography and photography for commercial use; Circuses; Color party, foam party and raves; Events & Concerts involving rap, heavy metal or DJ; Events honoring national and/or local celebrities or professional athletes; Fraternity or sorority events; Food eating contests; Geocaching events; Gun and/or knife shows; Haunted Attractions or Events; Health fairs or expositions; Historical battle reenactments; Any events involving in or on water activities; Mazes (corn, hay, fence); Motorized vehicle, motorcycle, watercraft or powerboat practicing for, qualifying for, or testing for any racing speed, demolition, or stunting activity; Overnight retreats; Parades; Petting Zoos; Political events )except private fundraising auctions, benefits, dances, dinners); Pumpkin Chuckin events; Rodeo; Séances; Tailgating events (unless reported and approved); Tractor pulls, Union meetings